New Homes Jacksonville

Though Jacksonville has suffered the indignities of a tough economy resulting in homebuilders actually packing up and leaving the area, our city still offers a plethora of new home builders to choose from. Whether it is brick, concrete block, stucco, stone, cementious siding, vinyl siding, the opportunities are plentiful and the pricing has never been better. New home communities on the Northside, Westside, Southside, beaches,  and Orange Park will allow you to be the homeowner you have always wanted to be!

So who are you? Do you love the woods and acreage? There’s an app, I mean    homebuilder for that. Do you love the craftsman style architecture, or the  Florida stucco, or the 3 story condo? Jacksonville’s  got ‘em! How about a CDD    community, HOA community,(what does that even mean?), or a rural area  with few restrictions..

But why, why, why would you buy a new home? Look at all the short sales and foreclosures out there and so dirt cheap? Why would the new homes in Jacksonville offer a better opportunity for you?

And is this your first time buying a home? You might have questions about home buyer loans, homebuyer assistance, or down payment assistance. You probably would love to locate a program that would require as little as possible out of your pocket. Or enable you to use the cash you do have to buy down the rate – the best of both worlds!  Could your new home loan possibly be a no-down payment loan?

What about interest rates? What happens to the size of the home you can afford  if your interest rate goes up .5 of a point? Will you be buying 1500 square feet instead of that lovely 4 bedroom 2050 square foot plan? Keep in mind that you qualify for a payment, so even if you would be willing to stick your neck out for that larger home, the mortgage lender is no longer allowing it – you must be able to afford it. Stay tuned for why I believe you had better move NOW, if you want the best home, for the best price because honey, “times are achanging”. Freddie Mac and Fannie Mae could be at risk and if they leave the market,  consumers could be required to pay a 20% down payment.  I would hazard a guess that many potential homebuyers will remain renters for years if that 20% down becomes a requirement.

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Well ,this site will entertain those questions. We will look at what a new home will offer its owners and provide answers to many of your questions.

We have only touched the tip of the iceberg when it comes to questions. More questions are :

What type of  homebuilder do I want? Production or custom?

Which new home community should I choose (These top 2 questions are closely linked.)?

What about features? Tile, two or three car garage? Two or three baths? Fireplaces, cherry cabinetry…the list is endless.

Should I use a Realtor when I purchase  new home construction?

How do I negotiate price with a new homebuilder?

What exactly does  new construction  offer that a “used” home doesn’t?

Is a condo right for me?

Stay tuned folks, we are embarking on quite an adventure. If you are considering purchasing a home and are curious about new construction, you will soon be informed and armed with the right information from New Homes Jacksonville!

 

 

Southern Living Realty Group, LLC

Judy Hamilton, Broker

(904) 838-0554

Hamilton.judy99@gmail.com